Pacific Trust Bank has been making changes, one of which is changing its name. Now, Pacific Trust Bank is known as PacTrust Bank.

The name change doesn’t reflect any difference in the reliability of this bank, however. PacTrust has evolved over the last 70 years to become the biggest and most trusted local San Diego bank, with a priority of serving the community.

In fact, the new logo and name were chosen by Pacific Trust to demonstrate the modern approach they’re applying to the way they conduct banking and interact with customers. According to the bank, “this includes more meaningful services and solutions for you and the promise of making your banking experiences the best you’ll find anywhere.

The new bank name and logo were also chosen to highlight the word Trust, which is one of the major principles behind everything the bank does. This includes trust in you, the customer, as well as your trust in the bank’s ability to not only protect, but enhance your financial well-being. The new PacTrust icon represents all four of the bank’s principles:

• service
• choice
• value
• trust

These values apply to everything PacTrust does to ensure the relationship between the bank and its customers in the best it can be.

Contact PacTrust Bank

To learn more about this bank and the financial services and products it offers, contact them below:

E-mail: mail@pacifictrustbank.com

Web: http://www.pacifictrustbank.com/

Phone: (877) 441-BANK

Fax: (619) 427-6692

Pacific Trust Bank is known for having some of the most competitive interest rates on accounts and loans–below are the current interest rate specials available at this San Diego bank today for deposit accounts.

Pick Your Term CD Special

For a limited time only, Pacific Trust is offering the opportunity for you to choose the term of your CD–between 6 to 21 months or any maturity date you want within that time period–and earn:

• .60% APY for your choice of terms from 6 to 12 months
• .85% APY for terms of 13 to 21 months

This CD offer is available for IRA accounts as well. Interest is compounded and paid monthly, and you can to choose to either have it added to the principal of the CD, deposited directly to a Pacific Trust Bank checking or other savings account or have it paid to you by check. However, the APY assumes interest remains in the account and is compounded until maturity. There is a substantial penalty for early withdrawal.

High-Yield Savings Account

Pacific Trust offers a tiered savings account that rewards serious savers with interest rates comparable to a money market account as the balance increases. You only need a deposit of $1,000 to open an account and begin earning interest, but the highest interest rate of .45% APY is reserved for depositors with a balance of $250,000 or greater. The full terms for this account are:

• Tiered variable interest rates, with higher rates for larger balances
• Requires a minimum of $1,000 to open
• Requires a minimum balance of $500 to earn interest
• No monthly fee for accounts maintaining a minimum balance of $500
• Unlimited deposits
• Unlimited in-branch withdrawals and transfers
• Convenient HomeAccess Online Banking service
• Entire balance available to you at any time

High-Yield Checking

Like the savings account, Pacific Trust’s checking account is tiered so that the higher your balance, the better the interest rate you earn while maintaining liquidity in your account so you can access funds at any time.

The interest rate you earn each day is based on that day’s ending account balance, and you earn that day’s rate on the entire balance in the account. In addition to a great rate, benefits of this checking account include:

• Unlimited check writing and withdrawals
• Free unlimited ATM withdrawals
• HomeAccess Online Banking
• Online Bill Payments
• Touch-Tone Teller Banking by Phone
• MasterMoney© ATM/Debit Card
• One free box of checks per year
• One free Official Check per business day

Please note that these account rates and terms are subject to change at any time at the discretion of the bank. Contact Pacific Trust Bank directly to verify rates and learn about any other requirements that must be met in order to enjoy these offers.

Pacific Trust Bank was founded in 1941 and operates 10 office locations throughout California. They currently offer personal checking, savings and CD programs as well as personal loans, money market accounts and more.

Pacific Trust Bank also caters to business clients, offering business checking, savings, loans and other services.
In 2002 the Pacific Trust Bank opened Green Account, the nation’s first fully-transactional mortgage account. The bank is a wholly owned subsidy of First PacTrust Bankcorp, Inc.

Pacific Trust Routing Number

322274527 is Pacific Trust Bank’s Routing number. This number is also available at the bottom of your checks.

Online Banking and Login Info

To log on to your online account, simply visit Pacific Trust Bank’s homepage: http://www.pacifictrustbank.com/ and log in on the upper left hand side of the page.

Pacific Trust Branch Locations & Hours

Pacific Trust Bank locations and hours are as follows:

CHULA VISTA MAIN BRANCH
279 F Street, Chula Vista, CA 91910
Open Monday-Thursday 9:00-5:00, Fridays till 6:00, and Saturdays 9:00-2:00.
Phone: (619) 498-0081 or (877) 441-BANK ext. 3437
Fax: (619) 426-2351

BALBOA BRANCH
In the Clairemont Mesa Area of San Diego
5508 Balboa Avenue, San Diego, CA 92111

Open Monday-Thursday 9:00-5:00, Fridays till 6:00, and Saturdays 9:00-2:00.
Phone: (858) 715-9050 or (877) 441-BANK ext. 6000
Fax: (858) 715-9058

EL CAJON BRANCH
350 Fletcher Parkway, El Cajon, CA 92020

Open Monday-Thursday 9:00-5:00, Fridays till 6:00, and Saturdays 9:00-2:00.
Phone: (619) 440-3992 or (877) 441-BANK ext. 3000
Fax: (619) 442-7196

Rancho Bernardo Branch
16536 Bernardo Center Drive, San Diego, CA 92128
on the North Side of Bernardo Center Dr near the Clocktower Plaza

Open Monday-Thursday 9:00-5:00, Fridays till 6:00, and Saturdays 9:00-2:00
Phone: (858) 673-1150 or (877) 441-BANK ext. 6100
Fax: (858) 673-2134
RIVERSIDE BRANCH
5030 Arlington Avenue, Riverside, CA 92504

Open Monday-Thursday 9:00-5:00, Fridays till 6:00, and Saturdays 9:00-2:00.
Phone: (951) 352-5980 or (877) 441-BANK ext. 5020
Fax: (951) 352-0107

TEMECULA BRANCH
27425 Ynez Road, Temecula, CA 92591

Open Monday-Thursday 9:00-5:00, Fridays till 6:00, and Saturdays 9:00-2:00.
Phone: (951) 699-9091 or (877) 441-BANK ext. 3500
Fax: (951) 699-1985