San Diego CD Rates

Although San Diego’s on an economic upswing, the city is no stranger to hard times. After all, boom years can’t last forever. Hard times are why many people put away cash into savings and investments, like CD’s. San Diego Banking Rates could help you find CD rates that will grow your investments. At the end of the day, you’ll sleep better knowing that your money is working for you.

Get Best Rates

The best San Diego CD rates are certainly possible with San Diego Banking Rates. Let San Diego Banking Rates search for them for you. You’ll be glad you did.

Current San Diego CD Rates News

 

Best San Diego CD Account Rates

Featured RateBank / Credit UnionAccount Type
1.80%
As of August 30, 2010

View Rate Details
Discover Bank
Discover Bank
CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
1.92%
As of June 18, 2010
View Rate Details Neighborhood National BankCD Account
1.76%
As of August 27, 2010
View Rate Details California Community BankCD Account
1.76%
As of August 27, 2010
View Rate Details Paradise Valley Credit UnionCD Account
1.70%
As of March 29, 2010
View Rate Details 1st Pacific Bank of CaliforniaCD Account
1.56%
As of August 30, 2010
View Rate Details Embarcadero BankCD Account
1.51%
As of September 2, 2010
View Rate Details Balboa Thrift and Loan AssociationCD Account
Bank / Account TypeRate ChangeDate
 Embarcadero Bank - 12 Month CD Account1.11% to 0.90%Aug 30, 2010
 California Coast Credit Union - 12 Month CD Account0.75% to 0.70%Aug 26, 2010
 Coronado First Bank - 2 Year CD Account1.31% to 1.26%Aug 25, 2010
 Coronado First Bank - 12 Month CD Account0.90% to 0.80%Aug 25, 2010
 

Living and Banking in San Diego

Clean, sunny beaches, lots of tourist attractions, and friendly residents make San Diego one of the top U.S. cities to live in. However, it can get pricey.

If you’ve just moved to San Diego, you may notice it’s not as affordable as your previous city (barring you didn’t move from LA or NY).

It’s a good idea to save money by investing in a high interest CD. If you want to be able to enjoy the Gaslamp District, art museums, San Diego Zoo, and SeaWorld, it’s going to take some significant cash. The more you put away in a high interest CD, the more you’ll get back when it’s time to have fun.

Use San Diego Banking Rates to help you find the best CD rate to meet your individual need. Whether you want to invest for 6 months, 5 years, or somewhere in between,  San Diego Banking Rates will find you a top rate.

Planning for the Future with a San Diego CD

In San Diego, California there are lots of ways to invest in the future.  One of the safest investments is a Certificate of Deposit, or CD.

What is a CD and why do I want one?

A CD is a savings account with a fixed term that usually lasts anywhere from as short as 6 months to as long as 10 years.

CDs usually offer higher interest rates because your money is locked up for the length of the deposit.

A CD is a good investment option because it forces you to save money. There is no penalty for adding money to a CD if you find yourself with some extra cash.

Be careful, however, not to put away cash you may need in case of an emergency because there are usually fees associated with accessing your cash before the end of the term.

Open a CD Today

In San Diego, Calif., there are numerous banks with high interest CDs. In general, smaller banks and credit unions are able to offer higher interest rates than major financial institutions.

San Diego Banking Rates can help you find the highest CD rates.

San Diego CD Rates

San Diego is an expensive city to live in. It consistently ranks in the top ten most expensive cities in the U.S.  So it makes sense to try and save money. A good place to start is with a low risk certificate of deposit.  The interest rates on CDs have been rising in conjunction with the financial market leveling out.

Some banks in San Diego are offering CD rates above 2.0%.  You can go utilize San Diego Banking Rates as a tool to help you find the best CD rate in San Diego. They are a great way to put away money and force you to allow it to accrue interest. You’ll thank yourself when the term is up.

Best CD Rates, IRAs and Investments in San Diego

San Diego Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local San Diego credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. San Diego Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

More From Our Partners

Check Rates in These Cities Near San Diego:

Serving the Following San Diego Zip Codes:

Woodland HillsConcordRedwood City
Los AngelesBerkeleyBakersfield
San Luis ObispoBeverly HillsRedondo Beach
StocktonModestoFairfield
DowneyRancho CucamongaAlhambra
92101 92102 92103 92104 92105 92106 92107 92108 92109 92110 92111 92112 92113 92114 92115 92116 92117 92118 92119 92120 92121 92122 92123 92124 92126 92127 92128 92129 92130 92131 92132 92133 92134 92135 92136 92137 92138 92139 92140 92142 92143 92145 92147 92149 92150 92152 92153 92154 92155 92158 92159 92160 92161 92162 92163 92164 92165 92166 92167 92168 92169 92170 92171 92172 92173 92174 92175 92176 92177 92178 92179 92182 92184 92186 92187 92190 92191 92192 92193 92194 92195 92196 92197 92198 92199

Other San Diego Specials: San Diego Insurance Rates