Finding the best CD rates is often a challenge in today’s economy, but there are plenty of financial institutions offering great rates if you know where to find them. For example, there are many San Diego 6-month CD rates that beat the average for the region. Here’s a closer look at the best rates this month. 
San Diego 6 Month CD
With over 42 financial institutions in San Diego CA alone, it's not always an easy task to locate the most competitive offers available near you. San Diego Banking Rates is a comprehensive resource for finding the best interest rates in your area, including the highest CD rates. The average 6 Month CD rate in San Diego CA is currently 0.36%, including rates from a total of 11 accounts. Below is an up-to-date list of the top five six month CD rates in your area.
Banks and Credit Unions with the Best Six-Month CD Rates in San Diego CA- Geico Credit Union: 0.7%
- California Community Bank: 0.6%
- Embarcadero Bank: 0.4%
- Coronado First Bank: 0.4%
- Balboa Thrift and Loan Association: 0.35%
For more information regarding the above banks and rates, or to view the best CD rates for additional term lengths, visit San Diego CA CD Rates.
We’re well into summer, which means you’re likely going to be spending more money than usual on vacations, entertainment and other seasonal expenses. Don’t get so wrapped up in the spending that you forget to save, too. Putting some money away in a San Diego 6-month CD now means you will come out of the summer festivities and following holidays with extra cash and interest earned on top. 
Having a solid understanding of the interest rates available from banks and credit unions near you is very important if you expect to hold high-earning accounts. San Diego Banking Rates has compiled a list of the average CD rates in San Diego by term, so you can gauge the competitiveness of your own accounts or have a benchmark for comparison if you are interested in opening a new CD. 
Now that we’re heading into a new month, banks and credit unions in San Diego are likely to adjust their interest rates. In order to be sure you’re still earning the best rate near you, it’s important to one again check up on current rates. The following is a look at how San Diego CD rates are performing for a 6-month term and where you can get the highest rates today. 
Certificates of deposit with a term length of 6 months are a popular choice among depositors. 6 months is a period of time long enough to really see interest rates that beat out most traditional savings accounts, but at the same time, short enough so that it doesn’t feel like you lose access to your money for too long. If you would like to open a 6-month CD in San Diego, find out where to get the best interest rates first. 
How can you determine whether a CD rate is really a good one? It takes a bit of research, but San Diego Banking Rates exists to bring you all the information you need to find out.
To start, begin with the average rate for your location. San Diego Banking Rates compiles rates data from within a 50-mile radius of San Diego and the following is a breakdown of that information to help you locate the best rates near you. 
Check rates in these cities in San Diego: See Cities
- Whittier
- Norwalk
- San Rafael
- La Jolla
- Riverside
- Burlingame
- Santa Ana
- Newport Beach
- Hacienda Heights
- Carlsbad
- Irvine
- Vista
- Hayward
- Chula Vista
- San Gabriel
- Ontario
- Concord
- Encinitas
- Pasadena
- Modesto
- Venice
- Fairfield
- Carson
- Vacaville
- San Mateo
- Ventura
- Pleasanton
- Oceanside
- Redding
- Bell
- Oxnard
- San Luis Obispo
- Orange
- Woodland Hills
- Merced
- Covina
- Fair Oaks
- Escondido
- Castro Valley
- Thousand Oaks
- El Segundo
- Palmdale
- San Leandro
- El Cajon
- Downey
- Santa Monica
- Manhattan Beach
- Sherman Oaks
- Los Altos
- Costa Mesa
- Montebello
- Richmond
- Sacramento
- Lancaster
- Palm Springs
- Garden Grove
- Arcadia
- Huntington Beach
- Upland
- Walnut Creek
- Santa Clara
- Cupertino
- Palo Alto
- Los Gatos
- Tahoe City
- Santa Cruz
- Chico
- Santa Barbara
- Santa Rosa
- Fremont
- La Mesa
- Los Angeles
- Fullerton
- South Lake Tahoe
- Visalia
- Rancho Cucamonga
- Paramount
- Mill Valley
- Napa
- Redondo Beach
- Oakland
- Northridge
- Moreno Valley
- Burbank
- Daly City
- Palos Verdes
- Long Beach
- Bakersfield
- Vallejo
- Redwood City
- Simi Valley
- West Covina
- San Ramon
- Beverly Hills
- Menlo Park
- Palm Desert
- Temecula
- Brea
- San Bernardino
- Antioch
- Tracy
- Berkeley
- Tustin
- Novato
- Sunnyvale
- Anaheim
- Encino
- San Francisco
- Yuba City
- Alhambra
- Loma Linda
- Palos Verdes Peninsula
- Mission Viejo
- Torrance
- Salinas
- Diamond Bar
- Corona
- San Jose
- Santa Maria
- Inglewood
- Monterey
- Fresno
- Van Nuys
- Stockton
- Campbell

