Best 12-Month CD Rates in San Diego this August
As we approach the end of August and fall gets closer, it’s a great time to reexamine current San Diego CD rates. The end of the year is generally a time when people spend more than usual and budgets will likely be suffering in January. You can combat a similar year-end experience by saving for holidays and festivities ahead of time.
It might be a bit late to build up a cash reserve for this winter, so hopefully, you’ve done so already. Of course, there’s no reason why you can’t get a jump start on next year. You can take advantage of a long-term savings account, like a 12-month CD in San Diego, in order to build up cash and returns over time. Below is a look at the current highest rates for this CD term in San Diego–so what are you waiting for? Get a head start on saving today.
Top San Diego 12-Month CD Rates
It isn’t hard to find a bank in San Diego offering CD accounts, but it can be difficult to find one that offers great interest rates too. These are the banks and credit unions in San Diego, CA with the highest rates for a CD term of 12-months.
- Balboa Thrift and Loan Association: 1.01%
- Geico Credit Union: 1%
- Seacoast Commerce Bank: 1%
- California Community Bank: 1%
- Home Bank of California: 0.8%
Please note these rates are accurate as of August 22, 2011, but are subject to change at any time. Further, you may be subject to additional terms and requirements. Please check with individual financial institutions to verify rates before opening an account.
