Best San Diego CD Rates in January 2012
Now that it’s 2012, it’s a great opportunity to revisit your finances and find strategies to improve them. For example, it may have been a while since you last looked at your bank accounts. One positive change you can make right now is moving your money to a higher earning account. CD rates in San Diego are competitive if you know where to look, so find out if there’s a credit union or bank close by offering a great rate.
Benefits of San Diego CD Rates
One of the greatest benefits of choosing San Diego CD rates over regular interest rates on savings accounts is that they’re often quite a bit higher. This is especially true when it comes to CDs with longer terms. For those who don’t need access to savings for a while, a CD is the smarter option.
Highest CD Rates in San Diego
6-Month CD Rates
- Geico Credit Union: 0.8%
- California Community Bank: 0.6%
- Embarcadero Bank: 0.4%
1-Year CD Rates
- Geico Credit Union: 1%
- California Community Bank: 0.7%
- Embarcadero Bank: 0.7%
24-Month CD Rates
- Geico Credit Union: 1.3%
- Balboa Thrift and Loan Association: 1.26%
- California Community Bank: 1.16%
Please be aware that these San Diego CD rates are accurate as of 1/23/12, but may change in the future at the discretion of the bank or credit union. You may also be subject to additional requirements in order to qualify for an account. Please confirm interest rates before opening an account. To see the most up-to-date rates, visit the San Diego CD Rates page.
