Current CD Rates in San Diego, CA: Term of 12-Months
CD Rates in San Diego are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your city on a regular basis will help you maximize your deposits.
Below are the current 12-month CD rates in San Diego, along with a list of financial institutions that are providing the highest rates today.
Current San Diego, CA 1-Year CD Rates
Number of 12-Month CD Accounts Available: 11
Lowest Rate on Record: 0.5% APY
Highest Rate: 1.16% APY
Today’s Average 12-Month CD Rate in San Diego: 0.76% APY
Banks and Credit Unions in San Diego with the Highest 12-Month CD Rates
- Balboa Thrift and Loan Association: 1.16%
- Geico Credit Union: 1%
- Seacoast Commerce Bank: 1%
- California Community Bank: 1%
- Home Bank of California: 0.8%
Please note that the above rates are accurate as of July 11, 2011 but are subject to change at any time. Please verify rates with individual financial institutions before opening an account. Additionally, you can view the most up-to-date interest rate information for certificates of deposit across several terms by visiting the San Diego CD Rates page.

