Reduced median home prices in sunny San Diego are giving new home buyers an opportunity to purchase a home in the area that was previously unaffordable. With the average sales price under $300,000 and mortgage rates at or below 4.5%, now is a great time to purchase your dream home.
Consider the following San Diego mortgage rates below, based upon a $300,000 loan for 30-year and 15-year fixed rate mortgage, as well as a 5/1 ARM Option: 
Purchasing a new car is an exciting time. But, before you plunk down the down payment and haggle with the salesman, do your homework. You should research interest rates online and compare San Diego auto loan rates before you buy, as dealership rates aren’t always the lowest. A lower interest rate on your 5-year loan can save you hundreds of dollars over the life of the loan.
San Diego’s housing market is limping towards recovery, with slowly rising home prices still below year’s past levels. But, the median asking price for San Diego homes is under $300,000, making the Southern California surf and sunshine an affordable living paradise. For well-qualified buyers, purchasing a San Diego home is met with low mortgage rates as well.
Pacific Trust Bank has been making changes, one of which is changing its name. Now, Pacific Trust Bank is known as PacTrust Bank.
Since CD Rates in San Diego fluctuate on a regular basis, it’s essential you stay up-to-date on what banks and credit unions near you are offering. Even if you’re not planning to open a new account, you should ensure the one you do have is still providing a competitive interest rate by researching current rates in your city consistently.
When you are looking to purchase a new or used car, you should be shopping for more than just the best price at the dealership. The interest rate you secure on your San Diego auto loan can save you thousands of dollars over the life of the loan. Whether you a looking for a convertible to enjoy the California sun or a hybrid to get great gas mileage in the city traffic, consider the following San Diego auto loan rates for new and used vehicles valued at $30,000 in 3, 4 and 5-year terms.
San Diego Banking Rates recently examined the savings account rates from San Diego-area banks and credit unions to find out whether they’ve been trending up or down. We reviewed San Diego savings rates over the past six months and found that they have actually decreased.
FOR IMMEDIATE RELEASE:
San Diego, CA – July 15, 2011 – While national savings account interest rates have remained relatively flat in 2011, a recent rate analysis conducted by San Diego Banking Rates finds that San Diego savings account rates have actually declined over a six-month period. This data indicates that location plays an important role in earnings opportunities, and researching rates on a local level may make a difference in the ability to maximize savings.
Sales tax cuts of 1% will literally have you saving a penny for every dollar you spend, resulting in much elation for San Diego, CA residents. Additionally, annual vehicle license costs will also drop 43%. Taxes were part of an emergency increase passed by Sacramento in 2009 in response to a large budget deficit. It has since been allowed to expire.
CD Rates in San Diego are constantly changing, which is why it’s important to keep an eye on current offers. Whether you’re looking to open a new account or want to ensure the one you have is earning the highest rate available, reviewing rates in your city on a regular basis will help you maximize your deposits.
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Balboa Thrift and Loan Association 2 Year CD Account |
1.26%
Date: Feb 15, 2012
|
| Coronado First Bank 2 Year CD Account |
1.16%
Date: Feb 17, 2012
|
| Embarcadero Bank 2 Year CD Account |
1.16%
Date: Feb 15, 2012
|
| California Community Bank 2 Year CD Account |
1.16%
Date: Feb 9, 2012
|
| Geico Credit Union 2 Year CD Account |
1.15%
Date: Feb 13, 2012
|
| Seacoast Commerce Bank 2 Year CD Account |
1.00%
Date: Feb 8, 2012
|
San Diego Banks Near You - Pacific Trust Bank
Pacific Trust Bank was founded in 1941 and has grown to 10 locations throughout California. While Pacific Trust offers traditional banking options such as savings, checking and investment options, they also work to provide customers with cutting-edge products. In fact, the bank was the first in the nation to offer customers fully-transactional mortgage accounts in 2002.
